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REGULAR CHECKING
No service charge if the average balance is over $500.00.
$50.00 to open account.
BONUS BANKING
Basic or family plan.
Accidental death insurance.
Free checks.
No fee for cashier's checks, travelers checks, money orders.
10 free copies per month.
Discount coupons.
Semi-annual travel magazine.
$50.00 to open account.
SUPER NOW CHECKING
$1,000.00 minimum to open account.
Interest compounded monthly and credited monthly to account.
STUDENT CHECKING
No service charge for high school, college, technical school students.
LOAN DEPARTMENT
Auto/personal.
Home mortgage.
Agriculture.
Commercial.
Construction.
SENIOR CITIZENS CHECKING
No service charge for those 60 and over.
Direct Deposit of Social Security and retirement funds.
PASSBOOK SAVINGS
$50.00 minimum to open an account unless child or student.
Interest compounded quarterly and credited quarterly to account.
SAVINGS BONDS
SHAZAM DEBIT CARD
Debit cards and ATM card all in one.
Acts like a check - purchases are taken directly from your checking account.
MasterCard(c) symbol - worldwide acceptance.
CERTIFICATE OF DEPOSIT
3 month - 5 year terms.
$1,000.00 to open.
MONEY MARKET FUND
$2,500.00 minimum to open account.
6 transfers allowed each month - 3 by check to third parties and 3 by telephone or mail. No minimum withdrawal.
Interest compounded monthly and credited monthly to account.
IRA's
Traditional, Roth, Simple, SEP, Educational
CHRISTMAS CLUB
$250, $500, $1000 clubs available.
You make 49 payments - we make the final!
TRUST DEPARTMENT
Trustee/Agreement, Trustee/Will,Guardian, Agency, Estates
ESCROW SERVICES
SAFE DEPOSIT BOXES
3 x 5, 5 x 5 - $15.00 year.
3 x 10 - $20.00 year.
WIRE TRANSFERS
ADDITIONAL CHARGES
| Cashier's checks |
$
|
3.00 |
|
| Money order |
|
3.00 |
|
| Travelers checks |
|
.75 |
per $100/2 signatures |
| |
|
1.00 |
per $100/single signature |
| Check cashing fee |
|
3.00 |
per $100 |
| |
|
2.00 |
to verify funds |
| Insufficient Funds |
|
20.00 |
|
| Overdraft/item |
|
15.00 |
|
| Stop payment/request |
|
10.00 |
|
| Stop payment/renewal |
|
5.00 |
|
|
|
