The Farmers State Bank & Trust Co. was organized April 14, 1914 and application was filed with James J. Brady, auditor of Public Accountants by Charles F. McHatton, Fred Waters, J.M. Murphy, W.H. McNeff, and J.H. Briggs. The application was approved and the charter issued on June 29, 1914 - Capital - $50,000, Surplus - $5,000. The bank opened for business on June 30, 1914. The original Board of Directors consisted of Charles F. McHatton, J.M. Murphy, W.H. McNeff, E.E. McCoy, Fred Waters, O.L. Patterson, and R.W. Fitzsimmons. 
 
The original stockholders of the bank were: Chas. F. McHatton, L.R. Patterson, W.H. McNeff, O.T. Patterson, E.E.McCoy, Alex Baily, M.E. Baily, Clara Waters, Daniel Corrigan, Mrs. Rose Redmond, Bernard Brady, R.W. Fitzsimmons, H.L. Fristoe, Frank J. Hagel, J.C. Sweeney, David Bordenkircher, Peter A. Markert, James O. Briggs, Warren McNeff, John G. Geisler, Charles Markert, Edward E. Clark, Will Neylon, Pat Neylon, Ed Pendleton, James Langan, Catherne Langdon, Francis Brady, Eugene Hambaugh, C.A. Norton, Jane Brennan, Mrs. Estella J. Brockman, George L. Brockman, John H. Briggs, Theodore Hagel, Maurice Dunn, Fred Waters, I.N. Stout, J.M. Murphy, and J.N. Ashbaker. 
 
Presidents and their tenure: Charles F. McHatton, 1914-1938; E.E. McCoy, 1939-1946; J.C.Sweeney, 1947-1950; E.W. Steinbeck, 1951-1974; Roy Clinard, 1975-1976; F.M. Hosford, 1977-1984; James F. Ray, 1985-1986; Ed Teefey, 1986-Present. 
 
Cashiers and their tenure: J.H. Briggs, 1914-1920, G.A. Moody, 1921-1937; E.W. Steinbeck, 1937-1950; E.F. Poling, 1951-1967; F.M. Hosford, 1968-1976, Roger L. Wilson, 1977-2004; Nanette Flynn, 2004-Present. 
 
Today, the bank continues to be locally owned with the present Board of Directors as follows: Ed Teefey, Gene Dixon, Michael Yingling, Wayne Logsdon, and James Hendricker. 
 
Recognizing that agriculture is the primary industry of Brown County, the policy of this bank has always been to aid the farmer wherever and whenever possible. Many of the successful farmers of our community today made their start with the Farmers State Bank at a time when both the farmer and the bank were in a less than prosperous situation. Many of our customers have grown with us with a resulting growth of the entire community. The bank has always tried to recognize the needs of local businesses as well, and many of them too have grown with us. 
 
It will continue to be the Farmers State Bank & Trust Co.'s policy to aid where possible in the fields of agriculture, business, industry, and recreation to better promote a well rounded community with the resulting benefit to all. 
FDIC
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