About Us

Since our founding in 1914, Farmers State Bank & Trust Co. of Mt. Sterling has prided itself on being a local resource for Brown County and the surrounding areas. Many of our customers have grown as we have, with a resulting growth of the entire community. 
It will continue to be the Farmers State Bank & Trust Co.'s policy to aid where possible in the fields of agriculture, business, industry, and recreation, to better promote a well-rounded community with the resulting benefit to all. 



The Farmers State Bank & Trust Co. was organized April 14, 1914. The application was filed with James J. Brady, auditor of Public Accountants by Charles F. McHatton, Fred Waters, J.M. Murphy, W.H. McNeff, and J.H. Briggs. The application was approved and the charter issued on June 29, 1914 - Capital - $50,000, Surplus - $5,000. The bank opened for business on June 30, 1914. The original Board of Directors consisted of Charles F. McHatton, J.M. Murphy, W.H. McNeff, E.E. McCoy, Fred Waters, O.L. Patterson, and R.W. Fitzsimmons.

The original stockholders of the bank were: Chas. F. McHatton, L.R. Patterson, W.H. McNeff, O.T. Patterson, E.E.McCoy, Alex Baily, M.E. Baily, Clara Waters, Daniel Corrigan, Mrs. Rose Redmond, Bernard Brady, R.W. Fitzsimmons, H.L. Fristoe, Frank J. Hagel, J.C. Sweeney, David Bordenkircher, Peter A. Markert, James O. Briggs, Warren McNeff, John G. Geisler, Charles Markert, Edward E. Clark, Will Neylon, Pat Neylon, Ed Pendleton, James Langan, Catherne Langdon, Francis Brady, Eugene Hambaugh, C.A. Norton, Jane Brennan, Mrs. Estella J. Brockman, George L. Brockman, John H. Briggs, Theodore Hagel, Maurice Dunn, Fred Waters, I.N. Stout, J.M. Murphy, and J.N. Ashbaker.

Presidents and their tenure: Charles F. McHatton, 1914-1938; E.E. McCoy, 1939-1946; J.C.Sweeney, 1947-1950; E.W. Steinbeck, 1951-1974; Roy Clinard, 1975-1976; F.M. Hosford, 1977-1984; James F. Ray, 1985-1986; Ed Teefey, 1986-2018; Jeremy Flynn, 2019-present.

Cashiers and their tenure: J.H. Briggs, 1914-1920, G.A. Moody, 1921-1937; E.W. Steinbeck, 1937-1950; E.F. Poling, 1951-1967; F.M. Hosford, 1968-1976, Roger L. Wilson, 1977-2004; Nanette Flynn, 2004-Present.

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