Farmers State Bank & Trust Co. offers a wide variety of loans at competitive rates to meet all your personal and business needs. Because we’re a locally-owned bank, all our lending decisions are made in-house. Often we are able to make the decision the same day we receive the application because our loan officers have the knowledge and lending authority to make decisions quickly. 


Personal Loans

Personal loans can be either unsecured or secured by collateral, such as a vehicle or other property. Lenders will use your credit score to help determine whether to give you a personal loan and at what interest rate and payment terms.

Auto Loans

An auto loan is a personal loan that allows the potential buyer to pay the vehicle off in monthly payments instead of having to pay the full price up front. Auto loans generally require a title as collateral, and can be taken for cars, trucks, RVs and ATVs, and other motorized vehicles.


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